FOR MEMBERS ONLY!

LOCAL AVAILABLE BENEFITS:

Memorial Scholarship Application

Applications accepted until September 14, 2008.

Print the below application, fill in the blanks and mail.

Memorial Scholarship Application

Name of CMAL Member__________________________

Name of Student_________________________________

School Attending_________________________________

Date of Graduation_______________________________

Completed applications must be mailed to;

CMAL - APWU Scholarship Committee

326 Plantation Street

Worcester, MA 01604

Two Memorial Scholarships each for the sum of $500 are to be awarded at the September 22nd membership meeting. One scholarship in the name of Peter J. Grillo and one in the name of Anthony M. Vincequere will be awarded to a member, his/her spouse, son or daughter who will be attending an accredited college or school of higher learning. The member must be in good standing in this local for one year prior to the award. Applications will close on September 14th 2008. The scholarship committee consists of the Vice President, Secretary and Editor.

Note: A check for $500 will be forwarded to the recipient after the Treasurer receives a copy of an acceptance notice and/or other appropriate documentation.

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Posted February 8, 2008

CMAL - DELTA DENTAL PLAN

No waiting periods

No Pre-Existing Conditions Exclusions

95% of all Massachusetts Dentists enrolled

Never pay a deductable when you receive care from a network dentist

Receive coverage for Out of State Dental visits

Annual Maximum Benefits Benefits $1000.00

MEMBER ONLY: $30.00 per month

FAMILY PLAN: $71.00 per month

If you elect coverage you must remain in the plan for one year. Payroll deduction is NOT available for this plan, you will be directly billed from Cantiani Insurance. New billing option - COUPON BOOKLETS

Next open season April 1, 2008 through June 30, 2008...New members to the Local may join the plan within 30 days of joining the local.

New members may join the plan outside of the open season. Please call the union office @ 1-800-974-APWU/2798 for more information

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Accident Benefit Plan

NOTE: All members of the CMAL are members of the Value Plan.

Accident Benefit Plan: Value Plan/Low option is paid by the Local for all members. Advantage/High Option is at low group rates.

Low option pays $12.00 per day (every member receives this benefit from the local at no cost). High Option pays $24.00 per day.

Call the Union office and request a brochure for high option and spouse option.

Members can receive the high option for an additional $1.34 per pay period. This amount is added to your dues deduction.

VOLUNTARY BENEFITS PLAN

Legal Services

Union Plus APWU Mastercard

Group Short Term Disability Income Insurance Plan

Group Long Term Disability Income Insurance Plan

Group Basic Care Hospital Insurance Plan

Group Hospital Indemnity Insurance

Term Life Insurance

Group Accidental Life and Dismemberment Plan

The APWU Mortgage Program

Dental Group Insurance Plan

Administered by:

The Voluntary Benefits Plan

P.O. Box 1471

Waturbury, CT 06721

1-800-422-4492

TDD: 1-203-754-4410

Voluntary Benefits Plan

Posted August 2, 2007

Disability Income Protection

NEW BENEFIT PROGRAM PROVIDES YOU INCOME IF YOU ARE UNABLE TO WORK BECAUSE OF ILLNESS OR INJURY

How would you support yourself and your family if you were out of work because of illness or injury? There are not many attractive options once the paycheck stops. Imagine the frustration of being unable to provide for your family.

Did you know that the leading cause for mortgage foreclosure is disability?

Most of us would not consider living without health insurance. It will protect us from the medical costs of a serious illness or accident. Does it make sense to cover the medical costs but not the basic costs such as food and shelter for ourselves and our families?

If you rely on your income to pay your bills, as most of us do, then you should consider disability insurance.

You now have available to you Disability Income Protection for which you cannot be turned down.

· Guaranteed Acceptance

· Pre-existing conditions covered after 12 months

· Maternity covered as any other illness

· Pays in addition to sick leave

· Tax-free Disability Income

· 24 Hour Protection on or off the job

· Choice of Plans

Coverage starts as low as $ 1.00 a day.

Call direct to Federal Benefits and Retirement Services at (888) 832-2574.

All plans are available through payroll deduction - Postal Ease (Pin # and ID # needed)

CMAL STORE

MOVIE TICKETS

The Central Ma Area Local APWU is offering discounted movie tickets to all members. Prestige tickets are valid for all movies and showtimes, with no restrictions, and at $7.00 per ticket CMAL members will save up to 30% off regular box office prices.

Tickets are valid at Showcase and Multiplex Cinemas as well as Cinemas De Lux, including the following Massachusetts locations:

Cleveland Circle, Denham, Lawrence 1-6, Lawrence 7 -1 4, Lowell, Revere, Randolph, Woburn, East Field, West Springfield, Blackstone Valley, Worcester North, North Attleboro, Seekonk - Rte 6 and Seekonk 1 - 10

New Local Tee - Shirts are available for $13.00 each....Call the Union office or see your steward to order.

Navy Blue Shirt with the CMAL logo on front left and White American Postal Workers Union, AFL-CIO Local 4553 on back. Limited sizes call for availability.

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