No waiting periods
No Pre-Existing Conditions Exclusions
95% of all Massachusetts Dentists enrolled
Never pay a deductable when you receive care from a network dentist
Receive coverage for Out of State Dental visits
Annual Maximum Benefits Benefits $1000.00
MEMBER ONLY: $34.00 per month
FAMILY PLAN: $81.00 per month
If you elect coverage you must remain in the plan for one year. Payroll deduction is NOT available for this plan, you will be directly billed from Cantiani Insurance. New billing option - COUPON BOOKLETS
New members may join the plan outside of the open season. Please call the union office at 1-800-974-APWU/2798 for more information.
The Central Ma Area Local APWU is offering discounted movie tickets to all members. Prestige tickets are valid
for all movies and show times, with no restrictions, and at $8.00* each. CMAL members will save up to 30%
off regular box office prices.
Tickets are valid at Showcase and Multiplex Cinemas as well as Cinemas De Lux, including the following Massachusetts locations:
Cleveland Circle, Denham, Lawrence 1-6, Lawrence 7 -1 4, Lowell, Revere, Randolph, Woburn, East Field, West Springfield, Blackstone Valley, Worcester North, North Attleboro, Seekonk - Rte 6 and Seekonk 1 - 10
To order your tickets see your CMAL Representative or call 508-755-6833 or 1-800-974-APWU (2798)
* Members may purchase up to 20 tickets per year beginning on October 1, 2009 at $7.75 per ticket. Additional tickets are available at a cost of $8.50 each.
Memorial Scholarship Application
Name of CMAL Member__________________________
Name of Student_________________________________
Date of Graduation_______________________________
Completed applications must be mailed to;
CMAL - APWU Scholarship Committee
326 Plantation Street
Worcester, MA 01604
Note: A check for $500 will be forwarded to the recipient after the Treasurer receives a copy of an acceptance notice and/or other appropriate documentation.
The Law Office of Katherine Smith
The Law Office of Katherine Smith will represent CMAL-APWU members before the Merit Systems Protection Board, Equal Opportunity Commission, Office of Personnel Management, Office of Workers Compensation Program and the Employees Compensation Appeals Board at 50% off her established rates.
Attorney Smith can be contacted by calling 413-221-8822.
NOTE: All members of the CMAL are members of the Value Plan.
Members can receive the high option for an additional $1.34 per pay period. This amount is added to your dues deduction.
Group Short Term Disability Income Insurance Plan
The Voluntary Benefits Plan
P.O. Box 1471
Waturbury, CT 06721
Voluntary Benefits Plan
Posted August 2, 2007
Disability Income Protection
NEW BENEFIT PROGRAM PROVIDES YOU INCOME IF YOU ARE UNABLE TO WORK BECAUSE OF ILLNESS OR INJURY
How would you support yourself and your family if you were out of work because of illness or injury? There are not many attractive options once the paycheck stops. Imagine the frustration of being unable to provide for your family.
Did you know that the leading cause for mortgage foreclosure is disability?
Most of us would not consider living without health insurance. It will protect us from the medical costs of a serious illness or accident. Does it make sense to cover the medical costs but not the basic costs such as food and shelter for ourselves and our families?
If you rely on your income to pay your bills, as most of us do, then you should consider disability insurance.
You now have available to you Disability Income Protection for which you cannot be turned down.
· Guaranteed Acceptance
· Pre-existing conditions covered after 12 months
· Maternity covered as any other illness
· Pays in addition to sick leave
· Tax-free Disability Income
· 24 Hour Protection on or off the job
· Choice of Plans
Coverage starts as low as $ 1.00 a day.
Call direct to Federal Benefits and Retirement Services at (888) 832-2574.
All plans are available through payroll deduction - Postal Ease (Pin # and ID # needed)